ESB Financial Corporation (NASDAQ:ESBF) will unveil its latest earnings on Monday, July 18, 2011. ESB Financial Corporation is a thrift holding company that provides a range of retail and commercial financial products and services to customers in Western Pennsylvania through its wholly owned subsidiary bank, ESB Bank.

ESB Financial Corporation Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for profit of 26 cents per share, a decline of 7.1% from the company’s actual earnings for the same quarter a year ago. The average estimate is the same as three months ago. Between one and three months ago, the average estimate was unchanged and it has not changed during the last month. For the year, analysts are projecting net income of $1.03 per share, a rise of 5.1% from last year.

Past Earnings Performance: The company missed estimates last quarter by reporting profit of 21 cents per share against a mean estimate of net income of 25 cents per share.

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Key Stats:

Revenue has fallen in the past four quarters. Revenue declined 7% to $21.4 million in first quarter. The figure fell 6.6% in the fourth quarter of the last fiscal year from the year earlier, dropped 7.1% in third quarter of the last fiscal year from the year-ago quarter and 8.1% in the second quarter of the last fiscal year.

Competitors to Watch: Fox Chase Bancorp, Inc. (NASDAQ:FXCB), FedFirst Financial Corp. (NASDAQ:FFCO), Parkvale Financial Corp. (NASDAQ:PVSA), TF Financial Corporation (NASDAQ:THRD), Malvern Federal Bancorp, Inc. (NASDAQ:MLVF), WVS Financial Corp. (NASDAQ:WVFC), Northwest Bancshares, Inc. (NASDAQ:NWBI), Prudential Bancorp, Inc. of PA (NASDAQ:PBIP), Harleysville Savings Financial Corp. (NASDAQ:HARL), and Fidelity Bancorp, Inc. (NASDAQ:FSBI).

Stock Price Performance: During June 13, 2011 to July 12, 2011, the stock price had risen $1.39 (11.9%) from $11.68 to $13.07. The stock price saw one of its best stretches over the last year between May 18, 2011, and May 25, 2011, when shares rose for six-straight days, rising 6% (+66 cents) over that span. Shares have been on a negative streak of late, closing down every day between July 11, 2011 and July 12, 2011. Shares are down 26 cents (-2%) year to date.

(Source: Xignite Financials)

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